this post was submitted on 16 Nov 2023
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chapotraphouse
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I was asked if I wanted to be taken to the hospital in an ambulance after I got T-boned by an F150 and they followed it up with "the ride will cost $2000 if you don't have insurance" even though we were within walking distance of the hospital (like 500 yards).
I walked instead.
Failed country
I exaggerated a bit, the hospital was actually closer to a quarter mile and I didn't actually go because I didn't have insurance so I sure as hell wasn't stepping foot in an emergency room lol
Good news is that I have insurance now, so next time I'm in an accident, the ambulance ride is only $1000 and I only have to pay $8000 out of pocket at the hospital (with a $50,000/year max that they'll cover before it's on me again).
Good thing I'm spending $200/month on that coverage, whatever would I do without the $50 off at urgent care? (Where the base cost of a visit is $200). Kinda wild how you have to take the employer option is it's available or you get fined and if you aren't insured you get fined, and if you have insurance you still have to pay fines.
Fun fact - I looked at travel insurance recently because of a trip I'm planning and it cost 15€/week... with the specification "/without USA and Canada". If you want to go to the US, this temporary insurance costs 25€/week