To be fair, apart from the privacy aspects, they've chosen some of the worst arguments against a full cashless society. Seriously, piggy banks and birthday cards?
Normal life. As much as people want to deny it, it’s actually really important.
I think it's easier for us, as adults, to dismiss those things, but they bring kids joy and an opportunity to learn about the value of money and saving.
Why do garage sales have to go away, I just went to one and used zelle to send the guy money.
I was scratching my head with that one too. HOAs are doing a better job at killing the garage sale.
Whoever wrote this has very little imagination. Most of this is already not true
This is some boomer facebook shit.
I have a Paypal credit card reader I keep with me because I do commissioned work on the side, it's the size of a stick of gum, I can take a payment anywhere, I've paid friends for dinner or other things with a quick tap and use it at garage sales.
Not saying I WANT a cashless society, nor do I think anyone is seriously pushing this issue because if you did away with cash people will come up with something to use as cash the very same day. But I do think this weird image/article is extremely 1-dimensional and likely published in some Christian magazine to reinforce the right-wing fear that anything will ever change at all.
False dichotomy. Many, even most, of the examples given here could be accomplished in a cashless society (not that I'm actually advocating for one, but this is just factually incorrect).
Grandma slipped me a secret credit chip connected to an illegal bank account in Panama, with $5 in it. You want a soda or something?
How would you accomplish these things without cash?
I'm not sure how you would accomplish a secret credit chip, with or without cash, sorry.
Assuming we're talking about granny slipping her grandchild a few bucks though, what's stopping her? Nobody's proposing a system where under 18s are cut out of the economy. Everybody gets a bank account the moment they learn to crawl. Granny just sends the money to her favourite grandkid of the month.
None of this is hypothetical BTW, before you start trying to come up with scenarios why this doesn't work. This is literally the system in Norway.
Well you can't give someone cash if there is no cash.
Obviously nanna can transfer money to the kids.
The real question is what is the difference?
My kids have an account with an index fund. When I log in there's a qr code you can scan which takes you to a payment gateway.
For people who think that Crypto will solve these issues, it won't. In a mass-adoption scenario, a few coins will be accepted as currency while the rest remain mostly useless for commerce. Those orgs behind those coins and their exchange platforms will then become just like the banks of old. Any attempt at democratizing Crypto is illusory, it's a fantasy.
"Crypto will fix that!"
By having a publicly visible ledger of all transactions ever recorded???
Monero would be the exception
For people who think that Crypto will solve these issues, it won't. In a mass-adoption scenario, a few coins will be accepted as currency while the rest remain mostly useless for commerce.
That argument is entirely dependent on what the "few coins" hypothetically turn out to be. For example, regarding privacy, Monero is private by design.
Those orgs behind those coins and their exchange platforms will then become just like the banks of old. Any attempt at democratizing Crypto is illusory, it's a fantasy.
Are you arguing that it is inevitable that exchanges, or some other entity, will inevitably gain majority control of the networks of decentralized currencies?
No government would ever allow coins like Monero to become main forms of currency. The potential for abuse and tax evasion is just too high. They would sooner ban them outright. No legitimate business would accept them then.
Accepting random alt coins would also come with the expense of having to track them and their wallets separately, exchange costs, volatility, etc, so over time just a few will become generally accepted by businesses.
And yes, the most likely consequence of long-term crypto usage is that users will centralize into a few trusted platforms who will get the Lion's share of tokens and power.
I live in New York City. The current way to pay for buses and subways is with a Metrocard. You can buy them at some stores and check cashing places, or at most subway stations. You can pay with cash or a card. Now, at great cost, they are introducing a 'better' system where you pay for your rides with a credit card or smart device. They are planning on getting completely rid of the Metrocards. Soon, they will be able to trace anyone's movements.
trace anyone's movements
There's literally a GPS enabled mind control device in almost everyone's pocket.
Yes but its not required to get around, airplane mode, and not everyone has their cell service tied to their name, etc.
This same lame comment gets posted on every fucking internet post about Privacy. Stop it.
Not everyone uses a compromised phone with the GPS turned on all the time. Plenty of us put in effort to mitigate cell phone tracking, and anyone can leave their phone at home to completely eliminate tracking where they go.
FYI there are a number of privacy-focused Android distributions, and lots of options on Apple iOS to disable what can track you. Stop being complacent and protect your own privacy instead of hand-waving away the entire premise of Privacy.
If your cell phone is turned on, the phone company knows where you are. This fact is why your GPS doesn't take 5 minutes to show your location every time you turn on your phone. The OS gets the cell towers to identify where you are and combines that with GPS to get a quicker lock and more accurate location.
The most secure Android OS cannot turn that off. If you transmit or receive data to a cell phone network, your location is known.
Take off the tinfoil hat, NYC is not planning to get rid of metrocards. The credit card payment ability is just a convenience feature to get more people riding transit.
Call it what it really is - a backdoor registry.
Guns, books, contraceptives... whatever an oppressive government may be interested in having a registry of, they have one by default once anonymous payments are destroyed.
don't worry, the politicians will never block themselves from receiving suitcases full of money
They don't receive suitcases of money. Their wives law firms get steady business from a network of donors. Their kids get past the fancy school acceptance filters despite being block heads. They're invited to speak at an overseas conference where they do one event and then 30 days of vacation. Their fake biographies of overcoming hardship get sold out and given out for free by their political party. They can trade stock with insider knowledge.
I love how in a PRIVACY Lemmy community there are people who actually, unironically argue for a dystopian cashless society.
We're all fucked, aren't we?
Sweden is a mostly cashless society. Let me try to respond to those points
In case of domestic violence, you go to the police.
You can still give individual people money with things like Swish. Yes, even "homeless" people have swish and they use it. Kids of all ages can have swish.
It costs 0(for individuals) or 10-30 cents(for companies) to transact on swish and minimum transaction is basically 10cents(1sek).
There are privacy issues and it is kinda controlled by banks. Maybe eventually things like digital euro can improve on that in the future. You can have an anonymous digital payment system with near 0 fees, it is just that the governments arent incentivized to do it. Thats where cryptocurrency could fit, if it wasnt a pump and dump, to the moon hellhole.
Let me try to respond back:
If the first point does not convince you, here are 2 examples:
In other words: If your society changes, any data that exists may be turned against you, even costing your life and the lives of your closest people. Avoiding to have this data saves lives and protects minorities.
If your society changes
This is why I know that I'll end up on a list if things go as poorly as I expect in the USA during my lifetime.
Speaking from going through it myself; in the USA, Police often don't help you if you're dealing with domestic violence/rape in a marriage. My ex's military commander refused to help me too...
Conservatives making things up and getting mad about it
huh? anyone can dislike going cashless, since when do conservatives care about domestic abuse victims for example? conservatives generally perpetrate domestic abuse!
Sir this is a privacy sub, keep your political tribalism to the political communities.
Privacy famously being a non-political topic.
Not that I think society should be cashless but why couldn't you donate to homeless people and do garage sales in a cashless society?
Pretty much everyone has a phone here, including beggars and homeless people. It's a necessity these days.
My country is basically cashless (as in almost no one uses cash and quite a few stores don't accept it at all) and we just send money with an app that almost everyone uses. It's easier than cash, bank transfers, and cards. It's also instant.
Hell, I have even gotten some money from my grandparents that way a few years ago.
It might be theoretically possible where there is cell service, but keep in mind that a lot of homeless people do not have and are unable to get bank accounts. De-banking can be and is used as a tool to control people generally. Being cashless might be benign if you are in a situation where the banks, financial apps, and governments can be trusted not to weaponize their absolute control over everyone's money, but in many places they cannot.
All of these reasons are why the corporations want to force us all to use digital currency completely controlled by them.
They could make the digital money invalid at stores they don't like, they could make it invalid for buying something they don't want you to buy and they can make it expire after awhile, forcing you to spend it instead of saving it.
Privacy is the ability for an individual or group to seclude themselves or information about themselves, and thereby express themselves selectively.
