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Should I marry my broke friend to get them on my Health Insurance?//what are the concerns? (hexbear.net)

submitted 5 months ago by bubbalu@hexbear.net to c/chat@hexbear.net

26 comments fedilink hide all child comments

One of my friends is about to be dumped off their parents' health insurance and are in the all-american sweet spot of 'too-poor to afford insurance', 'too-rich for medicaid'. We joked about getting married so they could get on my insurance because my union takes care of me pretty good but I'm worried I don't understand the implications enough to make a good decision.

What does getting married actually mean?

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[–] bubbalu@hexbear.net 12 points 5 months ago (4 children)

Could a pre-nup stop this? We want to be a roommates at some point, too, but want to keep our finances separate.

[–] RyanGosling@hexbear.net 15 points 5 months ago* (last edited 5 months ago)

I’m not a marriage lawyer, but my understanding is that they can help mitigate the effects but aren’t fool proof. And apparently expensive to generate for some reason.

[–] makotech222@hexbear.net 10 points 5 months ago (1 children)

not a lawyer, but pre-nup is for managing assets acquired BEFORE the marriage. Once you are married, all your partners assets are owned by you 100% and vice versa, minus anything in the prenup.

[–] Breath_Of_The_Snake@hexbear.net 9 points 5 months ago (1 children)

Importantly, this includes your preexisting income after the marriage happens, court doesn’t care if you never got a raise. If you made X before the marriage, after the marriage they get a share of X

[–] RNAi@hexbear.net 2 points 5 months ago (1 children)

But what if they pull the card of "it was a sham marriage from the start, here is the proof we signed and dated before doing the fraud"

[–] Breath_Of_The_Snake@hexbear.net 3 points 5 months ago

I’m not entirely sure it would be fraud, assuming the forms are all filled out properly. The risk is in the marriage itself, if I’m understanding properly.

[–] Breath_Of_The_Snake@hexbear.net 5 points 5 months ago* (last edited 5 months ago)

No, some states it helps, but if you are forced into a no fault you’re screwed over no matter what if you earn more (which the context makes me believe you do)

[–] D61@hexbear.net 2 points 5 months ago* (last edited 5 months ago)

Check divorce law if your in a place that doesn’t allow for no fault divorces but I’m pretty confident that there is no mandatory dividing of things if the parties aren’t fighting each other about who gets what stuff and pays which bills.