For every denial of claim, the burden of proof should be on the insurance company. The assumption should be, if a doctor ordered it, it was necessary.
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That's because they know the patient is going to die and it will be cheaper for them that way.
This is the reason I believe every health insurance plan should also include life insurance from the same company. You need to give those assholes an incentive to keep me alive and healthy.
No, then you would just get the equivalent of your car being totaled. If it costs more to fix your body than it does to pay out the life insurance, they will let you die and pay the life insurance.
Just because it is legal doesn't mean it shouldn't be punishable.
United Health Care Executive Ghouls: We can prove that this isn't medically necessary because if they turn off the life support then the patient will stop suffering from the described symptoms.
I'm like 90% sure that health insurance executives are undead creatures that feed on the death and suffering of their "customers."
Have we checked that the CEO is still/actually dead, and isn't just an undead playing possum?
I just was amazed at myself when I said, "oh thank god," when my wife told me her health insurance would be switching from UHC to Anthem in January. Like no, no thank god, it's still horrible.
I know we hate it and they've really done and will still do some deeply fucked up shit, but man...maga is anti-establishment like the left. I'd rather have a class war than a civil war.
A class war could mayyyyyyybe have a constructive resolution. But a civil war? 0% chance. None.
I don't want either at all but for Christ's sake at least have it over the right thing if you're gonna have one.
MAGA, whether it's regular or Blue, isnt anti establishment. They fully support their own versions of establishment, and both defend the status quo. There will be no form of civil war among the citizens, but they will keep us divided with meaningless culture war bullshit because it doesn't threaten their positions of power.
What civil war though? There are no possible civil or geographic divisions. A class and culture war are the only possible ways out of this mess.
I am on the side where we destroy the culture of greed and eat the rich.
Translation from English to insurospeak..... "Wait, she'll die soon and the problem will be solved"
But if they make you stop, and prove, and justify something obvious. Maybe the patient will die before you can order more expensive services. Think of how much money they could say if if their patients die when they're in the hospital before running up a bill!!!
"United Healthcare - healing health care, by turning off ventilators one by one"
Burn it to the ground. All of it.
Too many board members still holding down that company.