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submitted 6 months ago by throws_lemy@lemmy.nz to c/news@lemmy.world
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[-] withabeard@lemmy.world 145 points 6 months ago

Health insurance is HOW MUCH!

And there are Brits here saying how great private care is and how much they want it... fucking turkeys to christmas.

[-] cbarrick@lemmy.world 60 points 6 months ago

People who push for private healthcare are either the type that could afford it or are the sheep following them.

And the thing is, private healthcare is great for those who can afford it. Both specialists and PCPs are readily available for appointments in the US, and the quality of care is good!... You'll just end up bankrupt if your employer doesn't provide good insurance.

It's fucked up, and it's not equitable. But I understand why it's appealing to the wealthy.

[-] Infynis@midwest.social 31 points 6 months ago

Both specialists and PCPs are readily available for appointments in the US

Where are you going? I usually have to schedule my appointments at least three months out, or there is no availability. My girlfriend had to wait a year and a half to see her OBGYN

[-] PraiseTheSoup@lemm.ee 21 points 6 months ago

6 months to see a dermatologist here in the great US of A.

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[-] GiddyGap@lemm.ee 32 points 6 months ago

There's a reason why literally no other country in the world is imitating the US healthcare insurance system.

[-] Goferking0@ttrpg.network 14 points 6 months ago

You say that but Britain is trying to emulate it :/

[-] Patches@sh.itjust.works 13 points 6 months ago

They also just left the EU and became a laughing stock. They're nothing to emulate.

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[-] lobut@lemmy.ca 31 points 6 months ago

Haven't heard of that phrase but it's an apt analogy for my fellow Brits. Same with Brexit. Wasn't till afterwards did they realize that what they voted for and were upset. Heaven forbid you listen to those warning you about it.

[-] tsonfeir@lemm.ee 75 points 6 months ago

Stop dreaming, start killing the billionaires.

[-] Nudding@lemmy.world 57 points 6 months ago

Imagine outlawing plastic bags/straws before private jets.

[-] tsonfeir@lemm.ee 20 points 6 months ago

Keeps the masses busy. I guarantee they have plastic straws on those private jets.

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[-] killeronthecorner@lemmy.world 19 points 6 months ago

First person to get a billionaire killionaire gets bragging rights for eternity.

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[-] Showroom7561@lemmy.ca 65 points 6 months ago

... median lifetime earnings for the typical U.S. worker stand at $1.7 million...

And Musk makes over 3.5x that amount in a single day.

Three and a half lifetimes of work per day, and nobody wants to do anything about the billionaire problem?

[-] Gargantu8@lemmy.world 28 points 6 months ago* (last edited 6 months ago)

What about the millions who supported Bernie Sanders?

[-] ComradePorkRoll@lemmy.world 13 points 6 months ago
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[-] jordanlund@lemmy.world 64 points 6 months ago

If you spent $35K on a wedding, you're doing it wrong.

[-] reversebananimals@lemmy.world 18 points 6 months ago

If you read the actual original Investopedia article, most of these claimed costs make silly assumptions about the definition of "The American Dream" and a lot of the data is cherry picked.

They claim the "American dream" requires an $800k house at an over 7% interest rate and they assume you only put 10% down.

They claim the "American dream" involves buying a different used car every 6 years.

They claim the "American dream" involves spending $70k on pets over the course of your lifetime.

Its an interesting exercise, but the assumptions are weird and the headline is sensational.

[-] LordKitsuna@lemmy.world 20 points 6 months ago

If we assume a generous pet lifespan of 15 years that's not unreasonable that's like $400/mo which depending on what your pet needs food wise and how much you spoil them is easily met

[-] Sowhatever@discuss.tchncs.de 11 points 6 months ago

If you have pets bigger than a hamster, 70k in your lifetime seems reasonable, even low. That around 1k per year.

And a different used car every 6 years is borderline frugal. My dream would be a new car every 3 years.

I don't see the data to be so bad. Even the house financing is realistic (heavily dependent on location, of course).

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[-] TechyDad@lemmy.world 40 points 6 months ago

Retirement: $715,958

And this is why I likely won't be able to retire. At a recent retirement meeting my company gave, they said that people should be putting 15% of their income into retirement. However, I can't afford to do this. Not even close.

I live a pretty frugal life. I don't vacation. I rarely go out to eat or order food in. I plan my meals and only buy what we need. I drive a 14 year old car that's paid off. Still, my expenses, while less than my income, wouldn't let me reduce my pretax income by 15%.

I'm 48 and I doubt if I'll have 20% of the figure above when it comes time to retire.

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[-] cheese_greater@lemmy.world 40 points 6 months ago* (last edited 6 months ago)

It costs lives too. Exploitation is hard baked into any $ucc€$$fu££ ~~vulture~~ venture or ideology

[-] ThatFembyWho@lemmy.blahaj.zone 39 points 6 months ago

To put it in perspective... I inherited my mom's house, retirement, life savings, car, etc. And I am still very limited in buying a new home where I actually want to live, bc of how outrageous prices are. Just imagine... almost 70 years of her life, and I can't do what my dad and his first wife easily did at age 20 working as a restaurant manager. Insane.

[-] GrammatonCleric@lemmy.world 34 points 6 months ago
[-] dhork@lemmy.world 32 points 6 months ago
[-] GutsBerserk@lemmy.world 18 points 6 months ago

That's why they call it the American Dream, because you have to be asleep to believe it.

George Carlin

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[-] AnneBonny@lemmy.dbzer0.com 22 points 6 months ago

Some costs might be lower or higher, depending on a family's goals. For instance, some might pay for more than one-year of college for their children, while others might buy fewer cars.

Wedding and engagement ring: $35,800

One year of college for two kids: $42,080

Pets: $67,935

Average cost to buy a home, including lifetime mortgage payments: $796,998

Are you really buying a house if you never finish paying for it?

[-] dan1101@lemm.ee 12 points 6 months ago

And you effectively never truly own the house, if you stop paying property taxes on it the city/county takes it.

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[-] Asafum@feddit.nl 22 points 6 months ago* (last edited 6 months ago)

Nope, the Big Brain Compassionate People have since informed me that the American Dream™ is ONLY that you have the OPPORTUNITY to maybe afford that life.

So the American Dream™ is that CEOs exist, you can be one. The end. Get fucked Mr.Factory worker, your time passed and even though we still need you we don't care about your quality of life, just be a CEO.

It's amazing, because in that world the American Dream™ is literally impossible to deny. Rich people will always exist and Big Brains will always point to them and say "you can be that" so shut up.

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[-] dangblingus@lemmy.dbzer0.com 21 points 6 months ago

Considering the Earth is dying and society will probably collapse in the next 20 years, there's no "retirement plan". You either die in your work boots at 90, get shot in the water wars, or starve to death once agricultural zones turn to sand.

Buy the game you want. Tell that hot person you're into them. See as much as the world right now as you can.

Sure, there's a COL crisis right now in North American, but in 20 years we'll look back at right now as "the good times".

[-] RGB3x3@lemmy.world 19 points 6 months ago

You've forgotten the fourth category: the rich who barricade themselves into a paradise of hoarded resources while everyone else dies.

[-] Dkarma@lemmy.world 13 points 6 months ago

Oh we're coming for them first.

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[-] xc2215x@lemmy.world 15 points 6 months ago

The American Dream is not as attainable as people claim.

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[-] Destraight@lemm.ee 13 points 6 months ago

I feel like I read a same article like this every 3 months

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[-] MisterNeon@lemmy.world 11 points 6 months ago

This explains alot, a life without love has made my checking account stable.

[-] RealWarrenBuffett@lemm.ee 11 points 6 months ago

Save up a million in 401k, investments and equity just to spend it all in a couple of years for senior care.

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this post was submitted on 13 Dec 2023
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